Denise Michaud, Certified, Corporation for Long-Term Care; Independent Insurance Broker

Gene Pastula, Certified Financial Planner; President, Westland Financial Services, Inc.

With estimates indicating that two out of three older Americans eventually require convalescent care, paying for long-term care is a huge financial concern, with costs running into the hundreds of thousands of dollars. With the cost of care in the Bay Area among the highest in the country and rapidly increasing, planning ahead is critical to managing out-of-pocket costs. How can people reject long-term care insurance and choose to self-insure? Learn how trends in legislation have resulted in creative options to leverage assets three to six times when they are needed most.

MLF: Grownups
Program Organizer: John Milford
Also know: In association with San Francisco Village and San Francisco Senior Center