This multidisciplinary panel will cover how to “age in place” safely. First, they will describe the difference between a private and agency caregiver. They will then explain the role of a professional caregiver and the expected costs of private care. As decisions about remaining in the home, selling or downsizing are covered, audience members will learn how to answer the question: Should I stay or should I go? The program is rounded out by a long-term care insurance expert who will help members create a strategy for paying for long-term care, learn how much long-term care insurance to buy and determine who will be their advocate.